Frequently Asked Questions

Q: What am I going to need to obtain an instant approval for a auto title loan?

A: You simply must make sure that you have the title of your car with no liens on it, a driver's license from the state of California, your Social Security Card to confirm your identity, proof that your car is insured, an ongoing phone or utility bill to show your residence, the most up-to-date pay stub from your pay check, 2 references and an additional set of your vehicle's keys. That's all you are going to need to have.

Q: What about if I have bad or even no credit at all? Could I still apply even if I experienced bankruptcy?

A: You certainly can. Your credit may be good, bad or non-existent and even a bankruptcy is no problem since you can still get a vehicle equity loan. You can also depend on us to help you get the right terms. Your credit history does not matter at all with us since car title loans will depend on the value of your vehicle and not your credit.

Q: Does someone call the references I give you and my employer, too?

A: Your refences will be phoned, and so will your employer references to double check the precision of the information on your application.

Q: Precisely what are Car Title Loans?

A: We help you get a fast, warm and friendly service that is specialized in helping you get a vehicle title loan. We assist you to get approved fast to be able to have your money quickly. Our motto is Cash in Just 1 Hour.

Q: When is Wilshire Consumer Credit open for business?

A: We're really open for business 24 hours a day, 7 days a week all year through. You can e mail us right here on our site, or call us up on the telephone. Remember, any time day or night we are here to help you get the loan that you require as fast as possible.

Q: Will I still be able to keep using my car Once I get approved and obtain the loan?

A: You are totally free to keep your automobile. The speedy title loans that you acquire through us are designed to allow you to keep driving your vehicle since we know you still need to get to and from work plus look after your family. We know that you have to be able to earn money to be able to pay back your loan and that is what we would like you to be able to do.